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Meet the Team

For over 30 years Heritage Financial Corp. has helped hundreds of families achieve their dreams of homeownership. Our team lives in the same communities we serve, understanding the in-depth challenges faced by families and individuals living in our local communities. From residential financing to commercial financing, our team has the experience and expertise to be true partners to our clients. Our mortgage lenders will continue to build stronger neighborhoods in New Jersey, as we expand our vision of growth coast to coast to help more Americans achieve their personal finance goals.

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Tina Shah

NMLS ID # 223957

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Dheeraj Tanwar

NMLS ID # 1178089

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Anjali Gandhi

NMLS ID # 2312950

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Carlos Encarnacion

NMLS ID # 859147

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Nikesh Shah

NMLS ID # 223995

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Deepa Ray

NMLS ID # 223986​

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Sangeeta Aggarwal

NMLS ID # 295375

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Riya Shrestha

NMLS ID # 2411218

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Franklin Nwandu

NMLS ID # 2158392

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ROY MATTHEWS

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Taral Shah

NMLS ID # 2592963

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Chaitali Shah

NMLS ID # 223969​

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Nikita Shah

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Jamie Patel

NMLS ID # 2462432

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Contact Us Today!

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© 2023 by Heritage Financial Corp. | NMLS #137218

3478 John F. Kennedy Blvd, Jersey City, NJ 07307

All loans are subject to credit and property approval. 

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