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Loan Programs

Homeownership can be an exciting milestone, but we understand that the financing process can feel overwhelming. Along your homeownership journey, you may need a loan for several important reasons.

Whether it’s purchasing a new home, refinancing, bill consolidation, remodeling, and more – at Heritage Financial Corp. we have a variety of residential loans and mortgage options for all of life’s twists and turns. Our team will simplify the process and will be your partner to help you at every step of the way. When you work with our team of mortgage experts, you’ll know you’ve made the right move.

Loan Program

FHA

  • Best option for low down payment

  • Fixed or adjustable rate

  • Min credit score 580

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Loan Program

Jumbo

  • For loan amounts exceeding FHFA limits

  • Fixed or adjustable rate

  • Lower down payment required

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Loan Program

Conventional

  • 10-, 15-, and 30-year options

  • Fixed or adjustable Rate

  • HomeReady or HomePossible is available

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Home Interior

Loan Program

VA

  • No down payment or PMI

  • Lower rates and closing costs

  • Flexible refinancing

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Loan Program

Renovation

  • FHA 203K

  • Home-style renovation loan (conventional option)

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Renovation

Contact Us Today!

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